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Better credit strategy. Bigger portfolio.

Lenders using cash flow data are outperforming those that don’t.

Better credit strategy. Bigger portfolio.

Lenders using cash flow data are outperforming those that don’t.

Reach the borrowers credit scores miss

Lenders using cash flow data are outperforming those that don’t.

Transform your checkout experience

Carvana gave customers card-like convenience at ACH prices—and made car buying feel effortless.

Reach the borrowers credit scores miss

Lenders using cash flow data are outperforming those that don’t.

Payments for how businesses run today

AdminiPay cut onboarding from 3 weeks to 30 min—and saved merchants 75% on payments.

A faster way to onboard merchants

Your merchants shouldn’t wait weeks to start selling. With Plaid, AdminiPay’s got started in minutes.

Grow alongside your merchants

Sellers use platforms. They rely on partners. Here's how to make the switch.

How leading platforms retain sellers

Most platforms focus on getting sellers signed up. The best ones focus on what comes next.

Be the platform merchants grow with

Your merchants won't stay small forever. Real-time cash flow data helps you scale with them.

Cut your merchants' processing costs

Card fees cost U.S. merchants $100B a year. AdminiPay saved its merchants from becoming a stat.

Reach more borrowers with cash flow data

Credit models were built for W-2 earners, but 1 in 4 Americans earn income that doesn't fit that mold.

Reach more borrowers with cash flow data

Credit models were built for W-2 earners, but 1 in 4 Americans earn income that doesn't fit that mold.

See the portfolio impact of cash flow data

Lenders adding cash flow data to their credit strategy are seeing it in their portfolios.

See what the Datos Insights research found

Datos Insights on why 80% of lenders using alternative data see better portfolio results.

See what the Datos Insights research found

Datos Insights on why 80% of lenders using alternative data see better portfolio results.

Give customers frictionless checkout

Shoppers expect intuitive checkout—even when buying a car. Plaid helped Carvana deliver.

See the portfolio impact of cash flow data

Lenders adding cash flow data to their credit strategy are seeing it in their portfolios.

Give customers frictionless checkout

Shoppers expect intuitive checkout—even when buying a car. Plaid helped Carvana deliver.

Reach more borrowers with cash flow data

Gig income isn't always recognized by traditional credit models, leaving lenders with an incomplete picture.

Save your merchants’ bottom line

Payment processing fees eat into your merchants’ margins—and yours. AdminiPay fixed that with Plaid.

Be the platform sellers trust to grow

Slow onboarding. Failed payouts. Limited capital. The best platforms solve all three.

Transform your checkout experience

Carvana gave customers card-like convenience at ACH prices—and made car buying feel effortless.

Reach more borrowers with cash flow data

Gig income isn't always recognized by traditional credit models, leaving lenders with an incomplete picture.

Rethink fraud prevention in the AI age

AI didn’t just change how fraud looks. It changed how risk is understood. Explore why strategies are evolving and what that means for fraud prevention today 🧠

Verify with confidence

Ready to make user verification faster and more trusted? Connect with Plaid to learn how identity verification can support a smoother user journey.

Modernize ACH. Maximize revenue.

💸 Learn how modern ACH can help boost conversion and cut costs in Plaid’s new report with Payments Dive.

See beyond the credit score

Modern borrowers have richer stories to tell. See how Plaid and MoneyLion are giving the full financial picture in real time.

Watch the sessions now

Up to 90% approval rates on ACH—without adding risk. See how.

Modernizing payment experiences

💸 See how modern frameworks are improving payment success and customer satisfaction in our new report.

Verify with confidence

Plaid helps companies verify users without slowing them down. Connect with our team to learn how Plaid can support a faster, more trusted verification experience.

Get real-time certainty

Credit scores only tell part of the story. Cash flow data shows real-time financial health—unlocking faster, more confident approvals.

$27B in fraud losses. What’s your defense?

Identity fraud is rising—and legacy tools aren’t keeping up. Download the white paper to learn how connected, real-time signals help top teams reduce risk and stay ahead.

Inclusive lending starts here

Forty-five million Americans have thin or no credit files. Cash flow underwriting helps lenders serve them more accurately—without increasing risk.

Verify identity in seconds Catch behavior consistent with bad actors, fraud rings, and bots.

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