360factors Competitive Intelligence & Landscape

Headquartered in Austin, Texas, 360factors (360factors.com) is an enterprise risk and compliance intelligence and management technology and services company that delivers A.I. Powered Risk and Compliance Intelligence Solutions for banking and financial services organizations [https://www.360factors.com/about-us/]. The company’s mission is to empower organizations to accelerate profitability, innovation, and productivity by predicting risks and streamlining compliance [https://www.360factors.com/press-releases/new-office-address/].

360factors offers a suite of products, including Predict360, its flagship software product, which is an AI-augmented Risk and Compliance Intelligence Platform designed to predict and mitigate operational risks while streamlining regulatory compliance [https://www.360factors.com/press-releases/new-office-address/]. It integrates regulations and obligations, compliance management, and risk controls, and is purpose-built for small and mid-market financial institutions [https://www.360factors.com/predict360-risk-compliance-financial/]. Other key products include Ask Kaia, an AI compliance app for financial institutions that provides instant, regulation-specific answers and helps draft policies [https://360factors.com/], and Lumify360, an all-in-one enterprise data and predictive analytics solution that unifies siloed data for business performance prediction [https://360factors.com/].

360factors targets industries such as banks, credit unions, financial services, fintech, mortgage bankers, money service businesses, and insurance [https://360factors.com/]. The company emphasizes its AI-driven intelligence, with Kaia as a core differentiator within Predict360 [https://www.360factors.com/predict360-risk-compliance-financial/].

Carl McCauley serves as the Chief Executive Officer, leading the company's business and product strategy, sales growth, and market expansion [https://www.360factors.com/executive-team/carl-mccauley/].

In addition to its software solutions, 360factors provides various services including consulting and content, implementation, and training [https://360factors.com/]. These services aim to help teams achieve peak performance through support and guidance [https://360factors.com/]. The company has been recognized for its offerings, with Predict360 receiving the SourceForge Winter 2026 Top Performer Award in Risk Management Software [https://www.360factors.com/press-releases/].

360factors is a dynamic SaaS company actively seeking to expand its team to build financial compliance and risk management solutions powered by artificial intelligence [https://www.360factors.com/careers/]. Their commitment to leveraging AI for risk prediction and compliance streamlining underscores their value proposition in the competitive intelligence landscape [https://360factors.com/].

360factors offers a suite of Risk & Compliance Software Solutions that leverage AI-based technology to provide product and pricing intelligence for various industries, primarily financial institutions. Their flagship product is Predict360, an AI-powered Governance, Risk, and Compliance (GRC) platform that integrates risks, controls, regulations, policies, and audits in a unified, cloud-based system to streamline workflows and automate processes [https://www.360factors.com/grc/][https://www.360factors.com/grc-datasheet/]. This platform is designed to help organizations predict and mitigate operational risks while streamlining regulatory compliance [360factors.com].

The Predict360 platform offers several specialized modules including Risk Management, Compliance Management, Third-Party Risk Management (TPRM), Internal Audit, and IT Risk Assessments [360factors.com]. For community financial institutions, they provide Predict360 Essentials, which delivers preconfigured tools for managing risk assessments, issue tracking, and compliance tailored to their specific needs [https://www.360factors.com/products/predict360-essentials/]. Another key offering is Ask Kaia, an AI Compliance App for Financial Institutions that provides instant, regulation-specific answers, drafts policies, and maps policies to citations, operating as a dedicated app without requiring a full GRC implementation [360factors.com][https://www.360factors.com/predict360-risk-compliance-financial-productsheet/]. This AI-driven intelligence is a key differentiator across their platforms, particularly in Predict360 for financial organizations [https://www.360factors.com/predict360-risk-compliance-financial-productsheet/][https://www.360factors.com/ai-powered-risk-compliance-management/].

For broader enterprise needs, 360factors also offers Lumify360, an Enterprise Data and Predictive Analytics Solution that unifies siloed data into a governed, AI-assisted analytics platform to help mid-market organizations predict business performance [360factors.com]. While specific pricing plans, tiers, free vs. paid features, and recent pricing changes are not explicitly detailed on the available sources, the solutions are clearly positioned as comprehensive, enterprise-level offerings for businesses seeking to manage complex risk and compliance landscapes, particularly in the financial sector. The company provides a “Request Demo” option for its products, indicating a tailored sales process rather than publicly listed pricing [360factors.com].

360factors is actively recruiting, particularly for roles that support its core focus on AI-driven risk and compliance software solutions [360factors.com/careers/]. The company explicitly states its ambition to grow with individuals who can contribute to building financial compliance and risk management solutions leveraging artificial intelligence [360factors.com/careers/]. This signals a strategic push towards expanding its technological capabilities and market presence in these specialized areas.

Recent job postings indicate a strong demand for skilled professionals in software development and data management. Notable openings include a Program Manager – Data & Product Operations [360factors.com/careers/program-manager-data-product-operation/], Software Engineer (Java) [360factors.com/careers/software-engineer-java/], and Software Engineer (Workflow Automation & Web Development) – Low-Code [360factors.com/careers/software-engineer-workflow-automation/]. These roles highlight 360factors' commitment to enhancing its product suite, particularly its Predict360, Ask Kaia, and Lumify360 platforms, which all integrate AI and data analytics.

Beyond development, 360factors is also seeking to strengthen its business and marketing functions with positions such as Senior Business Analyst [360factors.com/careers/business-analyst/], Business Development Representative [360factors.com/careers/business-development-representative/], and Digital Content Specialist [360factors.com/careers/digital-content-specialist/]. The content specialist role, in particular, emphasizes staying updated with SEO and content marketing trends, suggesting a focus on increasing online visibility and market outreach. While some positions like "Senior DevOps Engineer," "Frontend UI/UX Developer," and "Sales Development Representative" are listed as closed [360factors.com/careers/devops-engineer/, 360factors.com/careers/frontend-developer/, 360factors.com/careers/sales-development-representative/], the ongoing recruitment for other key roles demonstrates a dynamic and strategic approach to building its workforce.

Overall, 360factors' hiring patterns indicate a clear strategy: to invest heavily in talent that can further develop and market its innovative AI-powered risk and compliance solutions. There is no information available to suggest any recent layoffs; instead, the emphasis is on growth and expansion within its specialized niche of financial compliance and risk management.

In terms of financial activity, 360factors successfully raised $2 million in Series A funding to support its growth initiatives [https://www.360factors.com/press-releases/360factors-raises-2m-in-series-a-funding-to-support-growth/]. The company focuses on empowering organizations to enhance profitability and productivity through risk prediction and compliance streamlining [https://www.360factors.com/enterprise-risk-management-software/].

360factors has continuously evolved its product offerings, launching new solutions to address market needs. Key product launches include Ask Kaia, an AI compliance app for financial institutions, and Lumify360, a modern data analytics platform designed to enrich KPIs and predict performance [https://360factors.com/]. Additionally, Predict360 Essentials was introduced as a risk and issues management solution specifically for community banks and credit unions [https://360factors.com/].

The company's flagship product, Predict360, is an AI-augmented Risk and Compliance Intelligence Platform that helps financial institutions, including small to mid-market and larger community and regional institutions, predict and mitigate operational risks while streamlining regulatory compliance [https://www.360factors.com/predict360-risk-compliance-financial/].

360factors also provides tools for analyzing revenue and expense trends, offering a unified view to track budgets, monitor variances, and drive profitability [https://www.360factors.com/products/revenue-expense-trend-insights/].

360factors is based in Austin, Texas, and specializes in delivering AI-powered risk and compliance intelligence solutions primarily for banking and financial services organizations [https://www.360factors.com/about-us/]. The company’s 2020 review highlighted its efforts in building relationships, reaching new customers, forming partnerships, and launching new products, emphasizing the integration of AI-powered risk and compliance tools within Predict360 [https://www.360factors.com/blog/360factors-2020-in-review/]. This strategic development aims to help institutions manage the often-challenging costs of compliance [https://www.360factors.com/whitepapers/cost-compliance-mid-size-banks/].

360factors actively participates in and hosts various events, including conferences, trade shows, and webinars, to showcase its Risk & Compliance Software Solutions leveraging AI-based technology. The company features an "Events and Conferences" section on its website, highlighting upcoming engagements such as the Insurance Risk Management Forum in January 2027 in Austin [360factors.com/events/].

360factors has a history of participating in significant industry events, notably the ABA Regulatory Compliance Conference. They have been present at this conference in Nashville, Tennessee, at Booth #511, and previously in Orlando, Florida, at Booth #515, where they demonstrate their cloud-based Enterprise Risk and Compliance Management platform powered by artificial intelligence [360factors.com/events/aba-compliance-conference-nashville/], [360factors.com/events/aba-regulatory-compliance-conference/].

Beyond physical conferences, 360factors offers an extensive Webinar Series that delves into best practices, technologies, and emerging trends in risk and compliance [360factors.com/webinars/]. These webinars often introduce new products and functionalities, such as "Introducing Ask Kaia: Meet the Breakthrough AI That’s Accelerating Compliance," a complimentary webinar co-hosted with the ABA [360factors.com/webinars/ask-kaia-ai-accelerating-compliance/].

The company's webinar topics cover a range of crucial areas including "What Bankers Are Really Asking Kaia: A 90-Day Compliance Pulse Check" [360factors.com/webinars/kaia-banker-compliance-insights/], "How Generative AI Can Be Used in Banking Risk and Compliance" [360factors.com/webinars/generative-ai-banking-risk-compliance/], and the "Ask Kaia Webinar Series: All About Policies" [360factors.com/webinars/kaia-policy-procedure-agent/]. They also provide insights on specific regulatory challenges like "Identify, Assess, and Streamline Section 1071 Integration with Predict360" [360factors.com/webinars/identify-assess-streamline-section-1071-integration-predict360/] and strategies for modernizing IT risk assessments with an ABA-endorsed solution, as seen in "Transform IT Risk Assessments from Historical Artifacts to Real-Time Insights with ABA-Endorsed Predict360" [360factors.com/webinars/transform-it-risk-assessments-historical-artifacts-real-time-insights/].