First Horizon Competitive Intelligence & Landscape

First Horizon Corporation (firsthorizon.com), founded in 1864 in Memphis, TN, by Frank S. Davis, is a leading regional financial services company with a history spanning nearly 160 years [source]. As of March 31, 2026, it manages $84.1 billion in assets [source]. Headquartered in Memphis, TN [source], its banking subsidiary, First Horizon Bank, operates in 12 states, primarily concentrated in the southern U.S. [source].

First Horizon offers a comprehensive suite of financial services catering to individuals, families, small businesses, and commercial and industry clients, as well as wealth management clients [source]. Its core products and services include everyday banking solutions like checking accounts, mortgage loans, business banking services, and private client offerings [source]. The company emphasizes banking built "for momentum" and tailored to customers' needs to save, borrow, and grow [source].

The company's value proposition centers on being a trusted choice for financial services, helping clients, communities, and associates unlock their full potential with capital and counsel [source].

First Horizon is committed to enduring relationships and operating with a focus on its communities, employees, and customers, highlighting its "Here For Good" philosophy and corporate social responsibility [source] [source].

First Horizon also provides digital banking, LPL Account View, eMoney, and Envestnet Trust Services, ensuring secure and flexible financial management options [source]. They actively educate their clients through a Learning Center, covering topics such as credit repair, wealth building, fraud prevention, retirement strategies, and financial literacy for children [source].

First Horizon (firsthorizon.com) offers a diverse range of financial products, including various checking and savings accounts, loans, and credit cards, catering to individuals, small businesses, and commercial clients. For personal banking, checking accounts include FirstView Checking, SmartView Checking, and TotalView Checking. The FirstView Checking account aims for simplicity, offering no monthly service charge with eStatement enrollment and a complimentary Traditional Savings account. For those preferring paper statements, a $2 monthly fee applies, or $3 for statements with check images [firsthorizon.com/Personal/Products-and-Services/Banking/Checking-Accounts/FirstView-Checking].

The TotalView Checking account has a monthly service charge of $25. This fee can be waived if specific conditions are met, such as maintaining a combined average daily checking balance of $15,000 across all consumer checking accounts, along with at least one direct deposit or bill payment per statement cycle, and meeting one of several additional criteria [firsthorizon.com/personal/products-and-services/banking/checking-accounts/account-and-service-fees].

First Horizon also provides multiple savings accounts and Certificates of Deposit (CDs), encouraging customers to compare rates to find the best fit for their financial goals [firsthorizon.com/Personal/Products-and-Services/Banking/Savings-and-CDs/Compare-Rates]. A Traditional Savings account, for instance, has a $5 quarterly maintenance fee if the daily balance falls below $250, with a $50 minimum opening deposit [firsthorizon.com/Personal/Products-and-Services/Banking/Savings-and-CDs/Traditional-Savings].

For small businesses, First Horizon offers BizEssentials Checking Account, BizEssentials Interest Checking Account, and BizEssentials Plus Checking Account. The BizEssentials Checking Account features no fee on the first 250 transactions and the first $5,000 deposited in coin and currency, along with no monthly maintenance fee [firsthorizon.com/Small-Business/Products-and-Services/Banking/Checking/BizEssentials-Checking-Account]. In terms of digital services, First Horizon provides Online Banking and Mobile Banking, described as fast, free, and easy to use, allowing customers to manage their accounts digitally [firsthorizon.com/Personal/Products-and-Services/Digital-Banking-Category/Digital-Banking-Detail].

Beyond deposit accounts, First Horizon offers various loan products, including home loans, personal loans (CD or Savings Secured, Unsecured, and Unsecured Line of Credit), and vehicle loans (auto, boat/yacht, and RV loans) [firsthorizon.com/Personal]. Credit card options include Visa Signature, Platinum Visa, Visa Classic, and Visa Classic Secure, along with a Visa Small Business card [firsthorizon.com/Personal]. The institution emphasizes providing tailored services for diverse financial needs, from everyday banking to wealth management [firsthorizon.com].

First Horizon Bank (firsthorizon.com) consistently highlights a robust commitment to hiring and career development, emphasizing opportunities across various financial services sectors. The company's career pages explicitly invite individuals to "Find your horizon" and "Take charge of your career in an organization that values how you see the world" [https://www.firsthorizon.com/careers]. This approach signals a strategy focused on attracting and retaining talent by offering avenues for growth and a supportive work environment.

The application process is clearly outlined, with a recruiting consultant reviewing applications within five business days and subsequent interviews scheduled based on the hiring manager's preferences [https://www.firsthorizon.com/First-Horizon-Corporation/Careers-FAQs]. While general hiring trends are not detailed in terms of numbers, the company actively promotes specific career paths, notably in Mortgage Careers. Several pages are dedicated to "Succeed and grow with First Horizon Mortgage" [https://www.firsthorizon.com/first-horizon-corporation/Careers/Mortgage-Careers], indicating a strategic focus on expanding this segment with specialized roles backed by national resources and local expertise.

First Horizon Bank also stresses its commitment to employee development through programs like the First Horizon Professional Development Academy, which includes initiatives such as "Ascend – Credit Analyst Development Program" [https://www.firsthorizon.com/First-Horizon-Corporation/Careers/Great-Place-to-Work]. This focus on internal growth and upskilling suggests a long-term investment in its workforce. No information regarding recent layoffs is presented in the provided sources, reinforcing an image of stability and continuous investment in its human capital as a core component of its business strategy.

Overall, First Horizon Bank's hiring patterns indicate a strategic focus on building a skilled and supported workforce across key financial services, particularly within mortgage and credit analysis. The emphasis on career development and a clear application process points to a proactive and structured approach to talent acquisition and retention, aligning with its goal of being a trusted choice for financial services and fostering a culture where "Opportunity works here" [https://www.firsthorizon.com/careers].

First Horizon Corporation (NYSE: FHN) demonstrates strong financial performance, reporting full-year 2025 net income available to common shareholders (NIAC) of $956 million, or $1.87 EPS. On an adjusted basis, NIAC reached $968 million, or $1.89 EPS, driven by robust revenue and credit performance [source]. The company also reported strong third-quarter 2025 results, with NIAC of $254 million and an EPS of $0.50, an increase of $0.05 from the prior quarter [source].

As of March 31, 2026, First Horizon Corp. maintains significant financial health, holding $84.1 billion in assets [source]. The company is a leading regional financial services provider, headquartered in Memphis, TN, with its banking subsidiary, First Horizon Bank, operating across 12 states in the southern U.S. [source]. Its financial offerings span personal, business, and wealth management services [source].

In terms of community engagement and investment, First Horizon Corporation announced a five-year, $3.95 billion community benefits plan in April [source]. This plan underscores its commitment to increasing profitability while also positively impacting the communities it serves. The company also highlights its long history of supporting clients and communities, dating back to its founding in 1864 [source].

First Horizon (firsthorizon.com) actively engages in various events, including virtual seminars and investor conferences. The company hosts free virtual seminars and events, with registration details available on its website [https://www.firsthorizon.com/Landing/Virtual-Events].

First Horizon also participates in significant financial industry conferences. For instance, First Horizon Corporation attended the Morgan Stanley US Financials Conference, with a webcast available for the event [https://ir.firsthorizon.com/events-and-presentations/event-details/2026/Morgan-Stanley-US-Financials-Conference-2026-7yhotax-xd/default.aspx]. The company also conducts earnings conference calls, such as the First Horizon First Quarter 2026 Earnings Conference Call, which includes access to a webcast, earnings release, and presentation [https://ir.firsthorizon.com/events-and-presentations/event-details/2026/First-Horizon-First-Quarter-2026-Earnings-Conference-Call/default.aspx]. Investors can stay informed about these events and presentations through investor email alerts [https://ir.firsthorizon.com/shareholder-information/investor-email-alerts/default.aspx].

Beyond formal conferences, First Horizon Bank is committed to community engagement through financial empowerment initiatives. The bank offers free financial empowerment workshops at its HOPE Inside locations across several states, in alliance with Operation HOPE. These workshops cover topics like budgeting, improving credit scores, and starting small businesses [https://www.firsthorizon.com/First-Horizon-Corporation/Community-Engagement/Financial-Empowerment]. The bank's